Zopa: Personal Loan - Semi-Exclusive

Provider:
Zopa
Account:Personal Loan - Semi-Exclusive
Representative example:The representative APR is 9.90% so if you borrow £1,000 over 12 months at a rate of 9.90% p.a. (fixed) you will repay £88 per month and £1,054 in total.
Loan details
Rate tiers

£1,000 - £1,999 - 9.9%

£1,999 - £2,499 - 7.9%

£2,499 - £2,999 - 7.4%

£2,999 - £4,999 - 6.8%

£4,999 - £7,499 - 3.8%

£7,499 - £15,099 - 3.2%

£15,099 - £25,000 - 3.4%

Risk based pricing
Minimum / Maximum term 12 months to 60 months
Minimum / Maximum advance £1,000 to £25,000
Applicant information
Minimum age 20 years
Minimum income £12,000
Existing customers only no
Geographical restrictions no
Applying for the loan
Arrangement fee charged yes
Application options Internet Loan
Online decision
Postal Loan
Branch Loan
Telephone Loan
Application features Joint application allowed
Debt consolidation allowed
Managing the loan
Early redemption charge 0 months
Deferred start no
Flexible rescheduling yes