Sainsbury's Bank: Nectar Low Rate Credit Card

Provider:Sainsbury's Bank
Card Name:Nectar Low Rate Credit Card
Networks available:Mastercard
Nectar Low Rate Credit Card
Rates & Fees
Introductory offers
Intro balance transfer ratena%
Intro balance transfer periodno intro offer
Intro balance transfer fee0%
Intro purchase rate0%
Intro purchase periodno intro offer
Other rates and fees
Representative APR5.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals24.9%
Charges and payments
Charge on overseas spending2.75%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Rewards & Benefits
Spending Rewards
Cashback Rewards-
Points SchemeStandard Nectar Points: 2 points awarded for every full £1 spent with Sainsbury's on fuel or shopping (terms and conditions apply) 1 point awarded for every other qualifying £5 spend elsewhere. 5,000 bonus Nectar points for new customers when they spend £250 or more on Sainsbury's shopping or fuel in the first month from account opening.
Shopping Rewards-
Charity Rewards-
Other IncentivesNo cash advance fee on Sainsbury's Travel Money purchases.
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionOnline fraud guarantee If a customer of Sainsbury's Bank Online is a victim of online fraud, they will be provided with a free online guarantee that they won't lose any money from their account, and will always be reimbursed in full.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£0 per annum
Credit ratingPrime
Existing customers only-
Additional account requiredA nectar loyalty card is required and can be opened at the same time as the credit card.
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck