So cometh the student savings

At the start of my second year of university, I had nothing. No money, nothing, I was totally reliant on my interest free overdraft with my money in a terrible savings account earning hardly anything.

Today, approaching the end of my second year and just a few lifestyle changes (I don't even notice a difference or know where the money I was spending went) I'm now £7600 up! For this I need to thank a number of people including myself (for having self control and the patience to constantly juggle and worry about money) martin lewis for his money saving website and savings calculator and top tips, my parents my girlfriend and the lovely people at the halifax who give me 1750 interest free that earns me about £113 in interest a year.