Best personal loans on the market

Personal loan providers are jostling for position at the top of the best buy tables. Here's our roundup of this week's cheapest deals, whether you're looking to do up the house, get a new car or consolidate existing debts.

Saga Platinum Credit Card - Best for travel
  • 0% Foreign Currency Fees
  • 0% Interest on Purchases and Balance Transfers for the first 9 months
  • Representative 11.9% APR Variable



11.9% APR representative (variable) based on a credit limit of £1,200. Purchase rate 11.29% p.a. (variable)

Hitachi Personal Finance
  • Loans range from £2,500 to £15,000, for a term of 2 years to 5 years
  • 3.8% APR Representative* on loans between £7,500 and £15,000
  • Easy online application, instant decision

*Loan rates subject to status. Please read the eligibility criteria by clicking the button on the right.

  • Borrowing

    If you want to borrow some money for home improvements or a new car a personal loan is often the answer. But do you know how to get the best deal?

  • Payday loan

    Need to pay an unexpected bill or to raise cash to tide you over until your next pay day? Moneywise looks at the best options for borrowers.

  • Pound coins in a mouse trap

    Are you struggling with unaffordable payday loans? If your debts are spiralling out of control, you could be due a refund from lenders who have flouted the rules.

  • Insurance claim form

    Millions of people are thought to have been mis-sold payment protection insurance (PPI), and if you’ve ever had a loan, including mortgages, credit cards, store cards, or car finance, that could...

  • It's likely that now and again you'll need to go into debt to cover one-off expenses. So what is the wisest option? Moneywise looks at the individual pros and cons of credit cards, loans and...

  • Fan of £20s

    In need of an emergency cash injection or a hefty loan? We reveal all the different routes to gaining access to more money.

  • If you don't want to go cap in hand to one of the big high street banks, we explore the other alternatives now available.

  • IOU piggy bank

    When it comes to shopping for a personal loan, rate might be at the forefront of your mind. But there are several other important factors you should also consider.

  • holding hands

    By showing a softer side, credit unions are winning over customers seeking a credible alternative to the big high street banks.

  • Gingerbread men

    Your credit report is used by lenders as a personal reference, so it's important to ensure it is accurate. IFA Joanne Roberts helps a Moneywise reader concerned that her report is stopping her...

Sainsbury's Bank
Nectar Purchase Credit Card

0% for 31 months 18.9% Representative APR Full details

Dual Credit Card

0% for 30 months 18.9% Representative APR Full details
Provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender.

Purchase Credit Card

0% for 30 months 18.9% Representative APR Full details

Everyday Credit Card

0% for 30 months 18.9% Representative APR Full details
Compare Credit Cards
data provided by Defaqto