Cut your debts

Running into 2017

Starting the New Year being chased by creditors? Read our guide to seeking free advice and paying off what you owe.

Saga Platinum Credit Card - Best for travel
  • 0% Foreign Currency Fees
  • 0% Interest on Purchases and Balance Transfers for the first 9 months
  • Representative 11.9% APR Variable



11.9% APR representative (variable) based on a credit limit of £1,200. Purchase rate 11.29% p.a. (variable)

Hitachi Personal Finance
  • Loans range from £2,500 to £15,000, for a term of 2 years to 5 years
  • 3.8% APR Representative* on loans between £7,500 and £15,000
  • Easy online application, instant decision

*Loan rates subject to status. Please read the eligibility criteria by clicking the button on the right.

  • empty wallet

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  • bills

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  • Empty pockets

    Increasing numbers of people aged between 25 and 34 are being declared insolvent, official figures show.

  • man in debt

    Record numbers of us are likely to take out a high-interest loan over the next six months as more and more people struggle to make their money last the month.

  • Distressed man

    Whether you're concerned about repossession, the bailiffs calling or your loved ones inheriting your debt, struggling to cope with debt can be a terrible experience. So make sure you know your...

  • Woman at ATM

    The number of young women with unmanageable levels of debt has hit record-breaking new levels.

  • MW TV logo

    With money tight for many households it's no surprise that Citizens Advice is seeing 9,300 new debt problems each day. Follow Moneywise TV's tips on how to deal with debt the right way.

  • A guide to student finances

    From choosing the right student account to sorting out your household bills, Nathalie Bonney explains how you can get through university without being riddled with debt.

  • Ditch the debt

    The UK is a nation of borrowers - but the current downturn now threatens to topple our mountain of debt. Rebecca Atkinson interviews Mike Thomas, head of, to get his view on how...