British Airways: Premium Plus Credit Card

Provider:British Airways
Card Name:Premium Plus Credit Card
Networks available:Amex
Premium Plus Credit Card
Rates & Fees
Introductory offers
Intro balance transfer ratena%
Intro balance transfer periodno intro offer
Intro balance transfer fee3%
Intro purchase rate0%
Intro purchase periodno intro offer
Other rates and fees
Representative APR76.0% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£195
Interest on cash withdrawals27.9%
Charges and payments
Charge on overseas spending2.99%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Rewards & Benefits
Spending Rewards
Cashback Rewards-
AirmilesBA Miles Programme: Collect 25,000 bonus Avios when the Cardholder spends £3,000 on the card in the first 3 months. 1.5 Avios for every £1.00 of qualifying spend on the card. 3 Avios for every £1.00 the cardholder spends directly with British Airways and BA Holidays. Automatically enrolled as an Executive Club member on account opening. If a cardholder makes £10,000 of qualifying spend in an anniversary year, they will receive a free ticket for a companion, for the same flight and cabin, when the miles are redeemed for a BA flight. Valid for 24 months.
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other IncentivesPreferred Seating Access to better seating at music, theatre, and film events with American Express Preferred Seating. Cardholders are automatically enrolled into the British Airways Executive Club which includes priority on standby waiting lists. Amex Offers Exclusive discounts and offers from American Express.
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protectionFree purchase protection is available.
Internet fraud protectionFraud Protection Guarantee: Victims of fraud won't be held responsible for any fraudulent charges , as long as theyve taken reasonable care to protect their account details and PIN. Moreover, as soon as AMEX is alerted to fraud, thayll do all they can to resolve the matter and return the account to normal. For example, theyll credit the account in full as soon as possible, and arrange a replacement Card, with a new secure card number. For added protection, cardholders should always check their statements. This can be done online with online services, where transactions can be checked daily. Or, if registered for Card Alerts, cardholders can monitor their account activity, with weekly account balance updates by email or text message.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£0 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck