As a 16-year-old who's just finished her GCSEs, it's fair to say I have little to no financial awareness. Students of my age are being faced with our first fiscal problem: we're granted independence with money, yet we have no idea how to use it. When my handling of money extends to collecting pennies in a jar, it's clear that our school curriculum is lacking.
Before I bought my studio flat in Camden six years ago, I hadn’t given much thought to the disadvantages of buying a property leasehold – and in a large early Victorian house divided into five flats, owning the property freehold was not an option.
Before I became a homeowner, my dad warned me that my house would be a bottomless money pit. And boy, was he right.
I finally got on the property ladder in the South East two years ago. And since then, I’ve had the two most expensive years of my life. And my house is squarely to blame (ok, my wedding didn’t help but that’s another story).
The problem with energy switching is it’s painfully dull and takes far too long. But it starts off easily enough. You simply punch in your postcode into a comparison site, along with how much energy you use or how much you pay for it and some details about your current tariff. Then up springs a list of all the deals that could save you money.
“It’s only £1,000 a month, in a great area, mate. A real bargain.”
And so, early on Saturday, began the latest episode in the seemingly never-ending saga of trying to find somewhere to live.