I've got approx £220K to deposit for a full year. I am looking for the highest rate fixed interest (no acccess to money) i can earn. Even considering overseas accounts. Any suggestions ? I see Northern Rock has come up with a 6.9% rate. not sure i want to go any where near NR at the mo despite the gov backing !!
Despite the big headlines about record settlements in such cases as McCartney/Mills, many women are getting a raw deal from divorce. The biggest issue I have found when dealing with divorcees is that their husband's pension has often not been factored in when agreeing on a split in assets.
I'm a great fan of Charles Dickens's Bleak House, and in particular the recent BBC TV adaptation. Among other things it is a searing indictment of 'lawyering'. In this profession a job that ordinary folk would imagine should take a few days to sort out somehow seems to take an age, and the lawyer's fees pile up accordingly. The more things change the more they stay the same...
Today has been an absolute gift for headline writers and news reporters - World Markets Plunge, Recession Fears Spark Biggest Share Fall Since 9/11. They may as well be done with it and tell us the end of the world is nigh.
I've been following this 'unlawful bank charge' saga with great interest over the past year. From the windfalls of £10,000+ scooped by the lucky few, to the smaller wins won by the average joe. But today the test case gets underway. The Office of Fair Trading is taking on the likes of Abbey, Barclays, Clydesdale, HSBC, HBOS, Lloyds TSB, Royal Bank of Scotland and Nationwide to get them to defend charging customers up to £35 for exceeding their overdraft limit, or bounced cheques.
Call me cynical, but the banks will win whatever the outcome.
There’s one annual chore I’ve really come to hate. Given the time of year you’re probably thinking tax returns or maybe the obligatory January detox. No, what I’m having a grumble about is getting my mobile phone upgraded.
The term ‘upgrade’ suggests that in return for another year with the same supplier I should land myself a better deal. Well, not so if my experience with O2 is anything to go by.
Now I accept I may not be O2’s typical customer – as far as I’m concerned, so long as I can text and chat on a phone that isn’t so small it gets lost in my cavernous handbag, I’m happy. I certainly don’t need it to go online, listen to music or work out how many calories are in my lunch.
Not a day goes by nowadays where some hack with an axe to grind bemoans the
'sorry state' of the UK property market. Headlines warn of an impending crash,
whilst weekend supplements advise homeowners of how to sell in a falling
market. Now I'm more inclined to read between the lines and try and make my own
mind up, rather than follow the sheep and prepare myself for armageddon.
Sure, house prices have been soaring at an astronomical rate over the past
few years. Back in 2000, average house prices according to the Halifax stood at
roughly £85,000 in 2000, now they stand at nearly £200,000.
So why has it happened?
The first few weeks of January can be a slow for news but thanks to the ongoing credit crunch any bit of financial news is still worthy of dissection and intense scrutiny. So here is my review of what was hot and what was not this week.
As a new user to Moneywise.co.uk, i would just like to add my 2 cents... I am currently serving in the Royal Navy and due to go away towards the end of the month for 8 whole long months. My wife and i have recently bought a new laptop after being without any form of computer for 18 months due to the pregnancy and birth of our son (who is now 1). We got rid of the study and made that into a nursery for our son and had no room for a pc and no time to use a laptop or pc once he was born. Now he is 1 and attending nursery full time, my wife and i started to look for broadband wireless deals without changing our phone line or sky tv to other companies to get a bundle. We sat down and went through a list of ISPs and got deals together.